Bereken uw beleggingskosten
Wilt u inzicht in uw verwachte jaarlijkse kosten bij LYNX? Beantwoord enkele korte vragen en ontvang direct een kostenindicatie op basis van uw handelsgedrag.
€KčzłCHF
%
- {{"block-transactions" | translate}}
- - {{"block-shareslocal" | translate}} {{modeltype.shareslocal}}
- - {{"block-sharesus" | translate}} {{modeltype.sharesus}}
- - {{"block-stockoptlocal" | translate}} {{modeltype.stockoptlocal}}
- - {{"block-indexoptlocal" | translate}} {{modeltype.indexoptlocal}}
- - {{"block-optionsus" | translate}} {{modeltype.optionsus}}
- - {{"block-futureseu" | translate}} {{modeltype.futureseu}}
- - {{"block-futuresus" | translate}} {{modeltype.futuresus}}
- - {{"block-etfeu" | translate}} {{modeltype.etfeu}}
- - {{"block-fundslocal" | translate}} {{modeltype.fundslocal}}
- - {{"block-structuredlocal" | translate}} {{modeltype.structuredlocal}}
- - {{"block-forex" | translate}} {{modeltype.forex}}
- - {{"block-forex-second" | translate}}
- - {{"block-ordersize" | translate}} {{modeltype.ordersize}}{{"block-ordersize-after" | translate}}
- - {{"block-avgprice" | translate}}
- - {{"block-avgpriceusd" | translate}}
- - {{"block-avgorder" | translate}} {{modeltype.avgorder}}
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| {{"year1" | translate}} | {{"year2" | translate}} | {{"year3" | translate}} | {{"year4" | translate}} | {{"year5" | translate}} | |
|---|---|---|---|---|---|
| {{"grosspfolio" | translate}} | {{grossyear | currency:currency}} | {{yeartwo.grossyear | currency:currency}} | {{yearthree.grossyear | currency:currency}} | {{yearfour.grossyear | currency:currency}} | {{yearfive.grossyear | currency:currency}} |
| {{"lynxservices" | translate}} | |||||
| {{"transactioncosts" | translate}} | {{transactioncosts | currency:currency}} ({{transactioncosts / portfolio * 100 | number : 2}}%) | {{yeartwo.transactioncosts | currency:currency}} ({{yeartwo.transactioncosts / portfolio * 100 | number : 2}}%) | {{yearthree.transactioncosts | currency:currency}} ({{yearthree.transactioncosts / portfolio * 100 | number : 2}}%) | {{yearfour.transactioncosts | currency:currency}} ({{yearfour.transactioncosts / portfolio * 100 | number : 2}}%) | {{yearfive.transactioncosts | currency:currency}} ({{yearfive.transactioncosts / portfolio * 100 | number : 2}}%) |
| {{"interestcosts" | translate}} | {{interestfee | currency:currency}} ({{interestfee / portfolio * 100 | number : 2}}%) | {{yeartwo.interestfee | currency:currency}} ({{yeartwo.interestfee / portfolio * 100 | number : 2}}%) | {{yearthree.interestfee | currency:currency}} ({{yearthree.interestfee / portfolio * 100 | number : 2}}%) | {{yearfour.interestfee | currency:currency}} ({{yearfour.interestfee / portfolio * 100 | number : 2}}%) | {{yearfive.interestfee | currency:currency}} ({{yearfive.interestfee / portfolio * 100 | number : 2}}%) |
| {{"platformfee" | translate}} | {{platform | currency:currency}} ({{platform / portfolio * 100 | number : 2}}%) | {{yeartwo.platform | currency:currency}} ({{yeartwo.platform / portfolio * 100 | number : 2}}%) | {{yearthree.platform | currency:currency}} ({{yearthree.platform / portfolio * 100 | number : 2}}%) | {{yearfour.platform | currency:currency}} ({{yearfour.platform / portfolio * 100 | number : 2}}%) | {{yearfive.platform | currency:currency}} ({{yearfive.platform / portfolio * 100 | number : 2}}%) |
| {{"realtimemarketdata" | translate}} | {{realtime | currency:currency}} ({{realtime / portfolio * 100 | number : 2}}%) | {{yeartwo.realtime | currency:currency}} ({{yeartwo.realtime / portfolio * 100 | number : 2}}%) | {{yearthree.realtime | currency:currency}} ({{yearthree.realtime / portfolio * 100 | number : 2}}%) | {{yearfour.realtime | currency:currency}} ({{yearfour.realtime / portfolio * 100 | number : 2}}%) | {{yearfive.realtime | currency:currency}} ({{yearfive.realtime / portfolio * 100 | number : 2}}%) |
| {{"exchangetax" | translate}} | {{exchange | currency:currency}} ({{exchange / portfolio * 100 | number : 2}}%) | {{yeartwo.exchange | currency:currency}} ({{yeartwo.exchange / portfolio * 100 | number : 2}}%) | {{yearthree.exchange | currency:currency}} ({{yearthree.exchange / portfolio * 100 | number : 2}}%) | {{yearfour.exchange | currency:currency}} ({{yearfour.exchange / portfolio * 100 | number : 2}}%) | {{yearfive.exchange | currency:currency}} ({{yearfive.exchange / portfolio * 100 | number : 2}}%) |
| {{"cumulativecostslynxservices" | translate}} | {{all | currency:currency}} ({{all / portfolio * 100 | number : 2}}%) | {{yeartwo.all | currency:currency}} ({{yeartwo.all / portfolio * 100 | number : 2}}%) | {{yearthree.all | currency:currency}} ({{yearthree.all / portfolio * 100 | number : 2}}%) | {{yearfour.all | currency:currency}} ({{yearfour.all / portfolio * 100 | number : 2}}%) | {{yearfive.all | currency:currency}} ({{yearfive.all / portfolio * 100 | number : 2}}%) |
| {{"costsoffinancialinstruments" | translate}} | |||||
| {{"costsfundsmanager" | translate}} | {{costfundfunds | currency:currency}} ({{costfundfunds / portfolio * 100 | number : 2}}%) | {{yeartwo.costfundfunds | currency:currency}} ({{yeartwo.costfundfunds / portfolio * 100 | number : 2}}%) | {{yearthree.costfundfunds | currency:currency}} ({{yearthree.costfundfunds / portfolio * 100 | number : 2}}%) | {{yearfour.costfundfunds | currency:currency}} ({{yearfour.costfundfunds / portfolio * 100 | number : 2}}%) | {{yearfive.costfundfunds | currency:currency}} ({{yearfive.costfundfunds / portfolio * 100 | number : 2}}%) |
| {{"implicittransactioncosts" | translate}} | {{implicit | currency:currency}} ({{implicit / portfolio * 100 | number : 2}}%) | {{yeartwo.implicit | currency:currency}} ({{yeartwo.implicit / portfolio * 100 | number : 2}}%) | {{yearthree.implicit | currency:currency}} ({{yearthree.implicit / portfolio * 100 | number : 2}}%) | {{yearfour.implicit | currency:currency}} ({{yearfour.implicit / portfolio * 100 | number : 2}}%) | {{yearfive.implicit | currency:currency}} ({{yearfive.implicit / portfolio * 100 | number : 2}}%) |
| {{"cumulativecostfininstr" | translate}} | {{allfininst | currency:currency}} ({{allfininst / portfolio * 100 | number : 2}}%) | {{yeartwo.allfininst | currency:currency}} ({{yeartwo.allfininst / portfolio * 100 | number : 2}}%) | {{yearthree.allfininst | currency:currency}} ({{yearthree.allfininst / portfolio * 100 | number : 2}}%) | {{yearfour.allfininst | currency:currency}} ({{yearfour.allfininst / portfolio * 100 | number : 2}}%) | {{yearfive.allfininst | currency:currency}} ({{yearfive.allfininst / portfolio * 100 | number : 2}}%) |
| {{"cumulativetotalcosts" | translate}} | {{grosstotal | currency:currency}} ({{grosstotal / portfolio * 100 | number : 2}}%) | {{yeartwo.grosstotal | currency:currency}} ({{yeartwo.grosstotal / portfolio * 100 | number : 2}}%) | {{yearthree.grosstotal | currency:currency}} ({{yearthree.grosstotal / portfolio * 100 | number : 2}}%) | {{yearfour.grosstotal | currency:currency}} ({{yearfour.grosstotal / portfolio * 100 | number : 2}}%) | {{yearfive.grosstotal | currency:currency}} ({{yearfive.grosstotal / portfolio * 100 | number : 2}}%) |
| {{"totalcostspercentage" | translate}} | {{percentagecostgross | number : 2}}% | {{yeartwo.percentagecostgross | number : 2}}% | {{yearthree.percentagecostgross | number : 2}}% | {{yearfour.percentagecostgross | number : 2}}% | {{yearfive.percentagecostgross | number : 2}}% |
| {{"netvalueportfolio" | translate}} | {{netvalue | currency:currency}} | {{yeartwo.netvalue | currency:currency}} | {{yearthree.netvalue | currency:currency}} | {{yearfour.netvalue | currency:currency}} | {{yearfive.netvalue | currency:currency}} |
| {{"cumulativegrossreturn" | translate}} | {{cumugross | number : 2}}% | {{yeartwo.cumugross | number : 2}}% | {{yearthree.cumugross | number : 2}}% | {{yearfour.cumugross | number : 2}}% | {{yearfive.cumugross | number : 2}}% |
| {{"cumulativenetreturn" | translate}} | {{cumunet | number : 2}}% | {{yeartwo.cumunet | number : 2}}% | {{yearthree.cumunet | number : 2}}% | {{yearfour.cumunet | number : 2}}% | {{yearfive.cumunet | number : 2}}% |
Extra uitleg:
Bij aandelen- en ETF-transacties in EUR gaan we uit van Euronext Amsterdam als lokale beurs. Voor transacties in USD nemen we de New York Stock Exchange als referentie.
Particuliere en gezamenlijke rekeningen
Voor het profiel ‘Buy & hold’ gaan we ervan uit dat in acht maanden per jaar geen transacties plaatsvinden. In deze maanden rekenen we een platformvergoeding. In andere profielen verwachten we maandelijks activiteit en dus geen platformvergoeding.
Zakelijke rekeningen
We spreiden de provisies gelijkmatig over het jaar. Indien in een maand minder dan €15 aan commissie is betaald, brengen we een minimale activiteitsvergoeding in rekening.
- Is de provisie ≥ €15? Dan geldt €0 aan activiteitskosten
- Is de provisie < €15? Dan geldt €15 – betaalde commissie
Realtime koersdata
De kosten voor koersdata hangen af van uw beleggersprofiel en handelsfrequentie. De schatting is gebaseerd op gegevens van het huidige klantenbestand.
Portefeuillesamenstelling en externe kosten
Bij beleggersprofielen gericht op ETF’s, beleggingsfondsen of gestructureerde producten gaan we uit van een volledig belegde portefeuille. We maken onderscheid tussen:
- Kosten via LYNX/IB
- Kosten via uitgevende partijen (verwerkt in de koers, niet als afschrijving)
Aannames externe productkosten:
- ETF’s: 0,28% over portefeuillewaarde
- Beleggingsfondsen: 0,77% over portefeuillewaarde
- Gestructureerde producten: 14% over portefeuillewaarde (inclusief 2% financieringskosten en hefboom van 7)
Impliciete transactiekosten Deze ontstaan uit het verschil tussen de transactiekoers en de middenkoers. LYNX gebruikt gemiddelde aan- en verkoopkoersen binnen elk producttype om deze kosten te schatten. De daadwerkelijke kosten hangen af van omvang en timing en worden verwerkt in de koers.
Orderuitvoering
Orders via LYNX worden uitgevoerd door Interactive Brokers (IB), die hiervoor kosten rekent. In de getoonde “Kosten te betalen aan LYNX” zijn ook IB-kosten inbegrepen.
Overige uitgangspunten
- Kosten in USD worden omgerekend naar EUR op basis van de actuele wisselkoers
- Rentekosten zijn gebaseerd op de slotkoers van de vorige handelsdag
- Deze tool geeft een schatting van jaarlijkse kosten op basis van uw gekozen profiel
Voor een volledig overzicht van alle producten en bijbehorende kosten verwijzen we naar de informatiepagina.